Flatex Reviews
flatex (flatexDEGIRO Bank AG) is one of Germany's largest online brokers, BaFin-regulated and holding a full banking licence. The key point for crypto investors: flatex offers no direct crypto trading, only exposure through exchange-traded crypto ETPs and ETNs that trade like any other security in your portfolio.
Flatex Rating
Our Opinion
For investors who want crypto exposure inside a conventional brokerage account alongside shares and ETFs – complete with German tax reporting and a familiar interface – flatex is a solid choice. If you want to own real coins and withdraw them to your own wallet, you need an actual crypto exchange instead.
Pros & Cons
- BaFin-regulated German bank with a full licence
- Crypto ETPs held in a standard portfolio alongside shares and ETFs
- German tax certificate included
- Established provider, in business since 1999
- No direct crypto trading, only ETPs and ETNs
- No withdrawal to a personal wallet
- Order fees on top of ongoing product costs (TER)
User Experiences
AI AnalysisOur AI collects and analyzes user reviews of Flatex from the web and summarizes the key findings.
Order fees from around €5.90 plus the trading-venue charge; crypto ETPs also carry ongoing product costs (TER, typically 1–2% a year). As of July 2026.
Investing carries a high level of risk, up to and including total loss of capital. This is not investment advice. As of July 2026, without guarantee.
Features
Highlights
- Crypto in a securities wrapper for conventional portfolios
About Flatex
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