Flatex vs Revolut Comparison
| 0.7 % | Fees | 1.49 % |
| € 7.00 | Cost for €1,000 | € 26.90 |
| 20 | Cryptos | 210+ |
| SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
Flatex
vs
RevolutWinner
Pros & Cons
Pros
- BaFin-regulated German bank with a full licence
- Crypto ETPs held in a standard portfolio alongside shares and ETFs
- German tax certificate included
- Established provider, in business since 1999
Cons
- No direct crypto trading, only ETPs and ETNs
- No withdrawal to a personal wallet
- Order fees on top of ongoing product costs (TER)
Pros
- Over 210 cryptocurrencies tradeable – broad coin selection
- Wallet transfer to external wallets possible
- Staking and recurring investments available for regular investing
- Deposits via SEPA, SEPA Instant Transfer, and credit card
- MiCA regulation via RT Digital Securities Cyprus Ltd.
- Biometric verification for withdrawals as a security feature
Cons
- Trading fees of 1.49 % are room for improvement compared with specialized providers
- Total costs of approx. €26.90 per €1,000 trade are occasionally criticized
- According to users, cost transparency in the transaction confirmation has room for improvement
Score Comparison
4.0Usability4.5
3.6Features4.5
3.7Fees4.4
4.4Stability4.4
4.0Support4.3
User Experiences
AI Analysis—
App Store
4.9—
Google Play
4.8—
Trustpilot
4.7Existing brokerage clients value the simplicity; crypto purists miss owning real coins.
Based on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.
Investing carries a high level of risk, up to and including total loss of capital. This is not investment advice. As of July 2026, without guarantee.
Features
FlatexRevolut
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | MiCA regulation | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Biometric security | ✓ |
| ✓ | SEPA Instant Transfer | ✓ |
- Crypto in a securities wrapper for conventional portfolios
- Over 210 tradeable cryptocurrencies
- Crypto, card payments, transfers, and currency exchange in one app
- MiCA-regulated via CySEC-registered subsidiary
- Wallet transfer and staking available
Details
FlatexRevolut
| flatexDEGIRO Bank AG | Company | Revolut Ltd. |
| 2005 | Founded | 2015 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
| € 1 | Minimum Amount | € 1.50 |
| eID, Video-ID, PostIdent | KYC | Photo ID |