Coinbase vs Flatex Comparison
| 1.49 % | Fees | 0.7 % |
| € 14.90 | Cost for €1,000 | € 7.00 |
| 260+ | Cryptos | 20 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | SEPA Transfer |
| First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
CoinbaseWinner
vs
Flatex
Pros & Cons
Pros
- First company with a crypto license from BaFin
- Over 260 cryptocurrencies available
- Savings plan and staking are offered
- Payment methods: SEPA instant transfer, credit card, and PayPal
- Educational program with cryptocurrency rewards for completed modules
- Minimum investment possible from 1 €
Cons
- Trading fees of 1.49 % are room for improvement compared with competitors
- Total costs of 14,90 € per trade are occasionally criticized
- Cost transparency is rated as limited
Pros
- BaFin-regulated German bank with a full licence
- Crypto ETPs held in a standard portfolio alongside shares and ETFs
- German tax certificate included
- Established provider, in business since 1999
Cons
- No direct crypto trading, only ETPs and ETNs
- No withdrawal to a personal wallet
- Order fees on top of ongoing product costs (TER)
Score Comparison
4.6Usability4.0
4.6Features3.6
4.2Fees3.7
4.2Stability4.4
4.2Support4.0
User Experiences
AI Analysis4.4
App Store
—3.5
Google Play
—4.0
Trustpilot
—According to the analyzed user data, Coinbase is described by many users as intuitive, clear, and particularly suitable for a quick start. At the same time, users repeatedly report high fees as well as support and access issues.
Existing brokerage clients value the simplicity; crypto purists miss owning real coins.
This analysis is based on 719 user reviews analyzed by AI from the Apple App Store, Trustpilot, Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The ratings shown reflect user reviews and do not constitute our own assessment by the website operator. All information without guarantee. Status: March 2026. This comparison does not constitute investment advice.
Features
CoinbaseFlatex
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
- First crypto license from BaFin in Germany
- Educational program with crypto rewards for completed learning modules
- Low wallet transfer fees of approx. 0,24 €
- On the market since 2012 – one of the oldest crypto companies
- Crypto in a securities wrapper for conventional portfolios
Details
CoinbaseFlatex
| Coinbase Global, Inc. | Company | flatexDEGIRO Bank AG |
| 2012 | Founded | 2005 |
| First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
| € 1 | Minimum Amount | € 1 |
| eID, VideoIdent | KYC | eID, Video-ID, PostIdent |