Trade Republic Reviews
German neobroker with 50 cryptocurrencies, wallet transfer, staking, stocks, ETFs and savings plans from €1.
Trade Republic Rating
Our Opinion
Trade Republic is considered one of the best-known neobrokers in the DACH region and is used by many users as an entry point into the world of cryptocurrencies. The broker is licensed as a securities institution by BaFin and, in addition to over 50 cryptocurrencies, also offers stocks, ETFs, and derivatives from a single source. The removal of explicit trading fees is viewed positively by users, although the actual costs arise through the spread — here, transparency is occasionally rated as room for improvement.
Particularly appreciated are the savings plans from €1, which make it easy to get started with regular crypto investing. For investors who want to manage crypto, stocks, and ETFs in a single app, Trade Republic is considered one of the most accessible solutions on the German market. The app is described as intuitive and clearly geared toward beginners and occasional investors.
However, wallet transfers to your own wallets are currently not possible, which is occasionally criticized by more experienced crypto users. The SMS-based 2FA security is also considered room for improvement. Trade Republic is therefore especially suitable for investors looking for a regulated, uncomplicated way to access cryptocurrencies as part of a broad securities offering — less so for users who value self-custody.
Pros & Cons
- MiCA authorisation from BaFin, listed in the French AMF's CASP register as “Licensed MICA” with Germany as the licensing country
- Savings plans for crypto, stocks and ETFs from €1
- Crypto transfers to and from external wallets with no transaction fee charged by Trade Republic
- Staking available, according to the provider for SOL, ETH and DOT among others, at no extra charge
- 2 % Crypto Saveback on card payments up to €1,500 per month
- No explicit trading fee on crypto; the cost sits in the spread
- 50 cryptocurrencies tradable alongside stocks and ETFs
- Deposits via SEPA, SEPA instant transfer and credit card
- Trade Republic's own help pages contradict its product page: on 5 September 2026 they still stated that sending and receiving crypto was not possible
- Cost transparency on crypto spreads has room for improvement, according to users
- SMS-based two-factor authentication; stronger methods would be welcome
User Experiences
AI Analysis1,410 analyzed reviewsOur AI collects and analyzes user reviews of Trade Republic from the web and summarizes the key findings.
According to the evaluated user data, Trade Republic is especially appreciated for its intuitive and clear app. At the same time, users report room for improvement in support, while fees and individual aspects of the app are perceived in mixed ways according to reviews.
Users particularly appreciate Trade Republic for its intuitive, clear, and easy-to-use app. According to reviews, the application is often described as beginner-friendly, which makes getting started easier. However, the app is also occasionally described as somewhat unclear.
This analysis is based on 1410 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The ratings displayed reflect users’ experiences and do not represent the website operator’s own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
Feature Scope
Highlights
- Neobroker for crypto, stocks, ETFs, and derivatives from a single source
- Savings plans from €1 for long-term wealth building
- BaFin-regulated with a German bank account
- Over 50 tradable cryptocurrencies
Tradeable Assets
- Cryptocurrencies (50+ coins, e.g., Bitcoin, Ethereum)
- Stocks (domestic and international equities)
- ETFs and ETF savings plans
- Derivatives (knock-outs, warrants)
Trading Options
- Direct buying and selling via app and web
- Savings plans for crypto, stocks, and ETFs
About Trade Republic
Compare Trade Republic
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Recent articles about Trade Republic
September 19, 2026 4:26 PM
Crypto Mining and Tax: When the Tax Office Treats Your Mining as a Business
Anyone mining crypto-assets earns taxable income from the very first reward; according to the Federal Ministry of Finance, mining is never private asset management. This guide uses the margin numbers of the Ministry's circular to show when your mining becomes commercial and what you can deduct.
September 19, 2026 1:31 AM
Bank of Japan rate move: how to spot a carry trade unwind before it hits your Bitcoin holdings
Japan raises to 1.25 percent, the Fed to 3.75 to 4.00 percent two days earlier, and the crypto market rises anyway. How to tell whether an unwinding of yen-funded positions is under way, and what to check now on leverage, holding period and loss offsetting.
September 6, 2026 7:19 PM
Trade Republic and Crypto: No Published Spread, No Tax Certificate and No Keys of Your Own
Around 50 cryptocurrencies, transferable to your own wallet since November 2025. But the spread appears in no public document, deposit protection does not apply, and every card payment made with crypto is a sale you have to declare yourself.
September 6, 2026 1:24 PM
Zondacrypto Insolvent: How To File Your Claim Before The Deadline
Harju County Court opened bankruptcy proceedings against Zondacrypto operator BB Trade Estonia OÜ on 27 August 2026. Anyone holding a balance on the platform has to file a claim themselves by 27 October: here are the deadlines, the form and the pitfalls.
August 6, 2026 1:00 PM
$42 Million in Eight Days: Why ‘Decentralised’ Stopped Protecting Perp DEX Traders
Ostium and AFX were drained inside eight days – both times through keys, not smart contracts. The seven questions you must answer before any deposit.
July 30, 2026 3:31 PM
What Is the KOSPI? Inside the $2 Trillion Crash Shaking Global Markets
The KOSPI has erased around $2 trillion in 40 days, its worst crash on record. Here is what happened, why it matters and what it means for crypto.
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Blast Shutdown: Ethereum L2 Closes After 98% Token Crash, Withdraw Your Funds Now
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0 euros in acquisition costs in the crypto tax draft: how to check salary paid in Bitcoin
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