Flatex vs Gate.io Comparison
| 0.7 % | Fees | 0.2% spot (0.15% with GT) |
| € 7.00 | Cost for €1,000 | — |
| 20 | Cryptos | — |
| SEPA Transfer | Payment Methods | — |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | MiCA licence via MFSA (Malta) |
Flatex
vs
Gate.ioWinner
Pros & Cons
Pros
- BaFin-regulated German bank with a full licence
- Crypto ETPs held in a standard portfolio alongside shares and ETFs
- German tax certificate included
- Established provider, in business since 1999
Cons
- No direct crypto trading, only ETPs and ETNs
- No withdrawal to a personal wallet
- Order fees on top of ongoing product costs (TER)
Pros
- 1,700+ coins – one of the largest selections worldwide
- MiCA CASP and payment licences (MFSA Malta)
- Low fees from around 0.1%, with GT discounts
- Early access to new listings
Cons
- The interface is overwhelming for beginners
- Thin liquidity on very small coins
- Support is primarily in English
Score Comparison
4.0Usability4.1
3.6Features4.7
3.7Fees4.4
4.4Stability4.0
4.0Support3.9
User Experiences
AI AnalysisExisting brokerage clients value the simplicity; crypto purists miss owning real coins.
Praised for its coin selection and early listings; criticised for how complex the platform feels.
Investing carries a high level of risk, up to and including total loss of capital. This is not investment advice. As of July 2026, without guarantee.
Features
- Crypto in a securities wrapper for conventional portfolios
- The altcoin-selection champion, now with a MiCA licence
Details
FlatexGate.io
| flatexDEGIRO Bank AG | Company | Gate Technology Ltd |
| 2005 | Founded | 2013 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | MiCA licence via MFSA (Malta) |
| € 1 | Minimum Amount | ~$10 USD |
| eID, Video-ID, PostIdent | KYC | — |