ByBit EU vs Trade Republic Comparison
| 0.1% | Fees | 0 % |
| — | Cost for €1,000 | € 9.00 |
| +100 | Cryptos | 50+ |
| — | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| MiCAR license via FMA | Regulation | BaFin license as a securities institution |
ByBit EUWinner
vs
Trade Republic
Pros & Cons
Pros
- MiCA licence from Austria's FMA – a clear regulatory basis for EU/EEA investors
- Low fees: 0.25% spot, 0.02% maker / 0.055% taker on futures
- Hundreds of tradable crypto assets
- Assets held largely in cold storage, 2FA, proof-of-reserves audits
- Fast execution and a well-rated app (iOS/Android)
- Registered in Vienna, inside the EU
Cons
- High-leverage derivatives are restricted for EEA retail clients under MiCA
- Security incident in February 2025 (around 401,000 ETH drained)
- The sheer number of features can overwhelm outright beginners
Pros
- BaFin-licensed as a securities institution based in Germany
- Savings plans for crypto, stocks, and ETFs available from €1
- No explicit trading fees for crypto – 0 % trading fees
- Over 50 cryptocurrencies tradable alongside stocks and ETFs
- Deposits via SEPA, SEPA instant transfer, and credit card
Cons
- Wallet transfer to your own wallets currently not available – occasionally criticized by users
- Cost transparency on crypto spreads, according to users, has room for improvement
- SMS-based 2FA security – advanced authentication has room for improvement
Score Comparison
4.2Usability2.7
4.2Features2.7
4.4Fees2.8
3.7Stability2.5
4.0Support2.5
User Experiences
AI Analysis—
App Store
4.6—
Google Play
4.5—
Trustpilot
3.3Users praise the low fees and fast order execution; the platform's EU licence under MiCA adds an extra layer of confidence.
According to the evaluated user data, Trade Republic is especially appreciated for its intuitive and clear app. At the same time, users report room for improvement in support, while fees and individual aspects of the app are perceived in mixed ways according to reviews.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of July 2026, without guarantee – check current conditions on bybit.eu.
Features
ByBit EUTrade Republic
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA instant transfer | ✓ |
- EU-regulated (MiCA, FMA Austria)
- Competitive spot and futures fees
- Cold-wallet custody and proof of reserves
- Neobroker for crypto, stocks, ETFs, and derivatives from a single source
- Savings plans from €1 for long-term wealth building
- BaFin-regulated with a German bank account
- Over 50 tradable cryptocurrencies
Details
ByBit EUTrade Republic
| Bybit EU GmbH | Company | Trade Republic Bank GmbH |
| 2018 | Founded | 2015 |
| MiCAR license via FMA | Regulation | BaFin license as a securities institution |
| ~$5-10 USD | Minimum Amount | € 1 |
| — | KYC | Video-ID |