Bitpanda Fusion vs ByBit EU Comparison
| 0.25 % | Fees | 0.1% |
| € 3.00 | Cost for €1,000 | — |
| 100+ | Cryptos | +100 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | — |
| MiCA license via BaFin | Regulation | MiCAR license via FMA |
Bitpanda FusionWinner
vs
ByBit EU
Pros & Cons
Pros
- Volume-based maker/taker fees from 0.25% down to 0.02%
- Pro order types: limit, stop-limit, stop-market, take-profit, OCO
- Native TradingView charts with advanced indicators
- Public REST and WebSocket API for algorithmic trading
- Shared account with standard Bitpanda -- no extra onboarding
- Liquidity from 12+ aggregated order books
Cons
- Learning curve compared to the standard Bitpanda app has room for improvement
- Savings plan feature not available on Fusion
- Lowest fee tiers only reachable from high 30-day volume onward
- Asset selection limited to spot pairs -- no precious metals or stocks like on standard Bitpanda
Pros
- MiCA licence from Austria's FMA – a clear regulatory basis for EU/EEA investors
- Low fees: 0.25% spot, 0.02% maker / 0.055% taker on futures
- Hundreds of tradable crypto assets
- Assets held largely in cold storage, 2FA, proof-of-reserves audits
- Fast execution and a well-rated app (iOS/Android)
- Registered in Vienna, inside the EU
Cons
- High-leverage derivatives are restricted for EEA retail clients under MiCA
- Security incident in February 2025 (around 401,000 ETH drained)
- The sheer number of features can overwhelm outright beginners
User Experiences
AI AnalysisNo separate analysis -- based on Bitpanda.
Users praise the low fees and fast order execution; the platform's EU licence under MiCA adds an extra layer of confidence.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of July 2026, without guarantee – check current conditions on bybit.eu.
Features
Bitpanda FusionByBit EU
| ✓ | Maker/Taker Model | ✓ |
| ✓ | Order Types | ✓ |
| ✓ | API | ✓ |
| ✓ | Charts | ✓ |
| ✓ | Aggregated Order Books | ✓ |
| ✓ | Savings Plan | ✓ |
| ✓ | Wallet Transfer | ✓ |
| ✓ | 2FA Security | ✓ |
| ✓ | BaFin License | ✓ |
| ✓ | Mobile App | ✓ |
- 7-tier maker/taker model from 0.25% down to 0.02%
- Native TradingView charts and pro order types
- Public REST and WebSocket API
- BaFin licensing via the Bitpanda ecosystem
- EU-regulated (MiCA, FMA Austria)
- Competitive spot and futures fees
- Cold-wallet custody and proof of reserves
Details
Bitpanda FusionByBit EU
| Bitpanda GmbH | Company | Bybit EU GmbH |
| 2014 | Founded | 2018 |
| MiCA license via BaFin | Regulation | MiCAR license via FMA |
| € 1 | Minimum Amount | ~$5-10 USD |
| eID, Photo ID | KYC | — |