Bitcoin.de vs ByBit EU Comparison
| 0.5 % | Fees | 0.1% |
| € 5.00 | Cost for €1,000 | — |
| 10 | Cryptos | +100 |
| SEPA Transfer | Payment Methods | — |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | MiCAR license via FMA |
Bitcoin.de
vs
ByBit EUWinner
Pros & Cons
Pros
- Regulated in Germany as a marketplace of futurum bank AG
- Pioneer among German cryptocurrency platforms – active since 2011
- Trading fees of 0.5 %
- Wallet transfer possible
- Funds remain in the user’s own bank account
Cons
- Selection with only 10 cryptocurrencies could be expanded
- Only SEPA bank transfer as a payment method – additional options could be expanded
- Interface occasionally criticized as in need of modernization
- 2FA only via SMS – TOTP support could be expanded
Pros
- MiCA licence from Austria's FMA – a clear regulatory basis for EU/EEA investors
- Low fees: 0.25% spot, 0.02% maker / 0.055% taker on futures
- Hundreds of tradable crypto assets
- Assets held largely in cold storage, 2FA, proof-of-reserves audits
- Fast execution and a well-rated app (iOS/Android)
- Registered in Vienna, inside the EU
Cons
- High-leverage derivatives are restricted for EEA retail clients under MiCA
- Security incident in February 2025 (around 401,000 ETH drained)
- The sheer number of features can overwhelm outright beginners
User Experiences
AI AnalysisNot enough reviews available.
Users praise the low fees and fast order execution; the platform's EU licence under MiCA adds an extra layer of confidence.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of July 2026, without guarantee – check current conditions on bybit.eu.
Features
Bitcoin.deByBit EU
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Minimum amount | ✓ |
| ✓ | Mobile app | ✓ |
| ✓ | Web platform | ✓ |
- Pioneer among German crypto marketplaces – since 2011
- Regulated through futurum bank AG in Germany
- Euro balances remain in the user’s own bank account
- KYC via bank verification, VideoIdent or PostIdent
- EU-regulated (MiCA, FMA Austria)
- Competitive spot and futures fees
- Cold-wallet custody and proof of reserves
Details
Bitcoin.deByBit EU
| futurum bank AG | Company | Bybit EU GmbH |
| 2011 | Founded | 2018 |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | MiCAR license via FMA |
| € 60 | Minimum Amount | ~$5-10 USD |
| Bank verification, VideoIdent, PostIdent | KYC | — |