Gate.io vs Scalable Capital Comparison
| 0.2% spot (0.15% with GT) | Fees | 0.99 % |
| — | Cost for €1,000 | € 10.89 |
| — | Cryptos | 13 |
| — | Payment Methods | SEPA Direct Debit, SEPA Transfer |
| MiCA licence via MFSA (Malta) | Regulation | BaFin license as a securities institution |
Gate.ioWinner
vs
Scalable Capital
Pros & Cons
Pros
- 1,700+ coins – one of the largest selections worldwide
- MiCA CASP and payment licences (MFSA Malta)
- Low fees from around 0.1%, with GT discounts
- Early access to new listings
Cons
- The interface is overwhelming for beginners
- Thin liquidity on very small coins
- Support is primarily in English
Pros
- BaFin license as an investment firm headquartered in Germany
- Savings plans for crypto and ETFs possible from just €1
- Staking for crypto ETPs is offered
- Device-bound 2FA is considered a solid security solution
- Broad range of stocks and ETFs in addition to crypto
Cons
- Wallet transfers to personal wallets not possible — occasionally criticized by users
- Crypto selection with 13 coins is room for improvement compared with specialized providers
- Deposit methods limited to SEPA bank transfer and SEPA direct debit — additional options are room for improvement
Score Comparison
4.1Usability2.7
4.7Features2.8
4.4Fees2.8
4.0Stability2.5
3.9Support2.6
User Experiences
AI Analysis—
Google Play
4.4—
Trustpilot
3.8Praised for its coin selection and early listings; criticised for how complex the platform feels.
According to reviews, Scalable Capital presents a mixed user picture: some users appreciate the clear and intuitive app as well as everyday use that is perceived as reliable. At the same time, users report login and 2FA issues, as well as occasional delays with withdrawals and support.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of July 2026, without guarantee – check current conditions with the provider.
Features
Gate.ioScalable Capital
| ✓ | Savings plan | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA direct debit | ✓ |
- The altcoin-selection champion, now with a MiCA licence
- Neobroker with stocks, ETFs, and crypto in one place
- BaFin-regulated with headquarters in Germany
- Crypto savings plans from €1 for regular investing
- Staking available via crypto ETPs
Details
Gate.ioScalable Capital
| Gate Technology Ltd | Company | Scalable Capital GmbH |
| 2013 | Founded | 2014 |
| MiCA licence via MFSA (Malta) | Regulation | BaFin license as a securities institution |
| ~$10 USD | Minimum Amount | € 1 |
| — | KYC | eID, Video-ID, PostIdent |