eToro vs Scalable Capital Comparison
| 1% crypto fee + spread | Fees | 0.99 % |
| € 29.00 | Cost for €1,000 | € 10.89 |
| 110+ | Cryptos | 13 |
| SEPA Transfer (min. $50), Credit Card, PayPal | Payment Methods | SEPA Direct Debit, SEPA Transfer |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | BaFin license as a securities institution |
Pros & Cons
- Trade over 100 verified cryptoassets according to the website
- CopyTrader is available for automatically copying other traders
- Multi-asset offering with stocks, ETFs, indices, commodities and currencies
- Demo account and Academy with courses, webinars and tutorials available
- Crypto wallet and wallet transfer within the eToro ecosystem available
- Fee structure with additional costs depending on the product has room for improvement
- Staking and individual features are partly limited by region and have room for improvement
- Extended crypto functions and club benefits are occasionally tied to conditions
- BaFin license as an investment firm headquartered in Germany
- Savings plans for crypto and ETFs possible from just €1
- Staking for crypto ETPs is offered
- Device-bound 2FA is considered a solid security solution
- Broad range of stocks and ETFs in addition to crypto
- Wallet transfers to personal wallets not possible — occasionally criticized by users
- Crypto selection with 13 coins is room for improvement compared with specialized providers
- Deposit methods limited to SEPA bank transfer and SEPA direct debit — additional options are room for improvement
Score Comparison
User Experiences
AI AnalysisAccording to 658 analyzed user reviews, eToro is generally often described as easy to understand and practical for everyday use. Users especially appreciate the intuitive app and the clear layout, while fees and support are more often viewed critically in the user data.
According to reviews, Scalable Capital presents a mixed user picture: some users appreciate the clear and intuitive app as well as everyday use that is perceived as reliable. At the same time, users report login and 2FA issues, as well as occasional delays with withdrawals and support.
This analysis is based on 658 user reviews analyzed by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews presented reflect users' experiences and do not represent the website operator's own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Futures trading | ✓ |
| ✓ | Copy trading | ✓ |
| ✓ | NFT marketplace | ✓ |
| ✓ | Tax export | ✓ |
| ✓ | Demo mode | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA direct debit | ✓ |
- CopyTrader for mirroring other users' trading decisions
- 0% fee promotion on crypto purchases available for a limited time according to the website
- Cold storage and crypto wallet for custody and transfers within the offering
- Neobroker with stocks, ETFs, and crypto in one place
- BaFin-regulated with headquarters in Germany
- Crypto savings plans from €1 for regular investing
- Staking available via crypto ETPs
Details
| eToro Europe Ltd. | Company | Scalable Capital GmbH |
| 2007 | Founded | 2014 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | BaFin license as a securities institution |
| approx. € 50 | Minimum Amount | € 1 |
| Video-ID | KYC | eID, Video-ID, PostIdent |