Bitpanda Fusion vs OKX Comparison
| 0.25 % | Fees | 0.35 % |
| € 3.00 | Cost for €1,000 | € 1.10 |
| 100+ | Cryptos | 270+ |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | Deposits: SEPA / SEPA Instant, Open Banking, Credit Card and PayPal Express purchases: PayPal, Google Pay, Apple Pay and Credit Card |
| MiCA license via BaFin | Regulation | MiCA license |
Pros & Cons
- Volume-based maker/taker fees from 0.25% down to 0.02%
- Pro order types: limit, stop-limit, stop-market, take-profit, OCO
- Native TradingView charts with advanced indicators
- Public REST and WebSocket API for algorithmic trading
- Shared account with standard Bitpanda -- no extra onboarding
- Liquidity from 12+ aggregated order books
- Learning curve compared to the standard Bitpanda app has room for improvement
- Savings plan feature not available on Fusion
- Lowest fee tiers only reachable from high 30-day volume onward
- Asset selection limited to spot pairs -- no precious metals or stocks like on standard Bitpanda
- MiCA license available – EU-regulated via OKX Europe Ltd (Malta)
- Trading fees of 0.35 % are considered low
- Total costs of just 1.10 € per trade
- Proof of reserve is provided
- Wide range of payment methods: SEPA, PayPal, credit card, Apple Pay, Google Pay
- Recurring savings plan via DCA Bot and staking available
- Selection of 270+ cryptocurrencies is room for improvement compared with some competitors
- KYC process with eID and photo ID is occasionally criticized as time-consuming
User Experiences
AI AnalysisNo separate analysis -- based on Bitpanda.
According to the analyzed user reviews, OKX is mentioned by many users for its intuitive app, easy usability, and wide range of coins. At the same time, users also report critical experiences with support, as well as occasionally with blocked accounts or blocked withdrawals.
This analysis is based on 744 user reviews evaluated by AI from the Apple App Store, Trustpilot, Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect users' experiences and do not represent the site operator's own assessment. All information without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Maker/Taker Model | ✓ |
| ✓ | Order Types | ✓ |
| ✓ | API | ✓ |
| ✓ | Charts | ✓ |
| ✓ | Aggregated Order Books | ✓ |
| ✓ | Savings Plan | ✓ |
| ✓ | Wallet Transfer | ✓ |
| ✓ | 2FA Security | ✓ |
| ✓ | BaFin License | ✓ |
| ✓ | Mobile App | ✓ |
| ✓ | Recurring savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | Anti-phishing code | ✓ |
| ✓ | Passkey login | ✓ |
| ✓ | Wallet whitelist | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
- 7-tier maker/taker model from 0.25% down to 0.02%
- Native TradingView charts and pro order types
- Public REST and WebSocket API
- BaFin licensing via the Bitpanda ecosystem
- One of the first exchanges with a MiCA license in the EU
- Total costs of 1.10 € are considered particularly low
- Proof of reserve available for transparency
- Express purchases via PayPal, Apple Pay, and Google Pay possible
- Minimum investment from just 1 €
Details
| Bitpanda GmbH | Company | OKX Europe Ltd |
| 2014 | Founded | 2017 |
| MiCA license via BaFin | Regulation | MiCA license |
| € 1 | Minimum Amount | ~$10 USD |
| eID, Photo ID | KYC | eID, Photo ID |