Bitcoin.de vs Coinbase Comparison
| 0.5 % | Fees | 1.49 % |
| € 5.00 | Cost for €1,000 | € 14.90 |
| 10 | Cryptos | 260+ |
| SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
Bitcoin.de
vs
CoinbaseWinner
Pros & Cons
Pros
- Regulated in Germany as a marketplace of futurum bank AG
- Pioneer among German cryptocurrency platforms – active since 2011
- Trading fees of 0.5 %
- Wallet transfer possible
- Funds remain in the user’s own bank account
Cons
- Selection with only 10 cryptocurrencies could be expanded
- Only SEPA bank transfer as a payment method – additional options could be expanded
- Interface occasionally criticized as in need of modernization
- 2FA only via SMS – TOTP support could be expanded
Pros
- First company with a crypto license from BaFin
- Over 260 cryptocurrencies available
- Savings plan and staking are offered
- Payment methods: SEPA instant transfer, credit card, and PayPal
- Educational program with cryptocurrency rewards for completed modules
- Minimum investment possible from 1 €
Cons
- Trading fees of 1.49 % are room for improvement compared with competitors
- Total costs of 14,90 € per trade are occasionally criticized
- Cost transparency is rated as limited
User Experiences
AI Analysis—
App Store
4.4—
Google Play
3.5—
Trustpilot
4.0Not enough reviews available.
According to the analyzed user data, Coinbase is described by many users as intuitive, clear, and particularly suitable for a quick start. At the same time, users repeatedly report high fees as well as support and access issues.
This analysis is based on 719 user reviews analyzed by AI from the Apple App Store, Trustpilot, Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The ratings shown reflect user reviews and do not constitute our own assessment by the website operator. All information without guarantee. Status: March 2026. This comparison does not constitute investment advice.
Features
Bitcoin.deCoinbase
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Minimum amount | ✓ |
| ✓ | Mobile app | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
- Pioneer among German crypto marketplaces – since 2011
- Regulated through futurum bank AG in Germany
- Euro balances remain in the user’s own bank account
- KYC via bank verification, VideoIdent or PostIdent
- First crypto license from BaFin in Germany
- Educational program with crypto rewards for completed learning modules
- Low wallet transfer fees of approx. 0,24 €
- On the market since 2012 – one of the oldest crypto companies
Details
Bitcoin.deCoinbase
| futurum bank AG | Company | Coinbase Global, Inc. |
| 2011 | Founded | 2012 |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
| € 60 | Minimum Amount | € 1 |
| Bank verification, VideoIdent, PostIdent | KYC | eID, VideoIdent |