21bitcoin vs BISON Comparison
| 0.79 % | Fees | 1.25 % |
| € 7.90 | Cost for €1,000 | € 12.50 |
| 1 | Cryptos | 26 |
| SEPA Instant Transfer, SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| Licensed as a virtual currency service provider according to FM-GwG §32a Para. 2 by the Financial Market Authority of Austria | Regulation | Cryptocurrencies are held by BaFin-regulated company Boerse Stuttgart Digital Custody GmbH. |
Pros & Cons
- Transparent fees from 0.79% with no ongoing account charges
- Withdrawals to your own wallet at a flat fee of 0.00001 BTC
- Automatic transfer to your own wallet above defined thresholds
- Savings-plan standing orders are invested in Bitcoin as soon as they arrive
- FMA-licensed as a virtual asset service provider in Austria
- Bitcoin only – the lack of altcoins is criticised by some users
- Two-factor authentication needs work, according to users
- The €15 minimum order is higher than at some competitors
- Crypto custody by the BaFin-regulated Boerse Stuttgart Digital Custody GmbH
- Free wallet transfer to your own wallets
- Staking and savings plans available for regular investing
- Tax report offered as an additional feature
- Deposits via SEPA, SEPA instant bank transfer, and credit card
- Minimum amount starting at just 1 € for getting started
- Trading fees of 1.25 % room for improvement compared with some providers
- SMS-based 2FA security – advanced authentication room for improvement
- Processing time for wallet transfers (up to 24 hours) occasionally criticized
Score Comparison
User Experiences
AI AnalysisUser reviews paint a broadly positive picture of 21bitcoin. What owners value most is the clean, intuitive app and how easy it is to use, while individual voices see room for improvement on fees and on the feature set.
Users generally describe BISON in the evaluated user data as easy to understand and clear. In particular, the intuitive and easy-to-use app is frequently praised in reviews, while fees, support, and the selection of coins are seen more critically by users.
This analysis is based on 257 user reviews analysed by AI from the Apple App Store, Trustpilot and the Google Play Store. The total number of reviews on each platform may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings displayed reflect users' experiences and do not represent the site operator's own assessment. All information without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Automatic wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | FMA regulation (Austria) | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | BaFin-regulated custodian | ✓ |
| ✓ | Tax report | ✓ |
| ✓ | SEPA instant bank transfer | ✓ |
- Automatic transfer to your own wallet above set amounts
- FMA-regulated and based in Austria
- Fees from 0.79% with full cost transparency
- Deposits via SEPA and SEPA instant transfer
- Powered by Börse Stuttgart with many years of capital markets experience
- Free wallet transfer to your own wallets
- Tax report for crypto tax filing
- BaFin-regulated crypto custody
Details
| FIOR Digital GmbH | Company | EUWAX AG |
| 2021 | Founded | 2019 |
| Licensed as a virtual currency service provider according to FM-GwG §32a Para. 2 by the Financial Market Authority of Austria | Regulation | Cryptocurrencies are held by BaFin-regulated company Boerse Stuttgart Digital Custody GmbH. |
| € 15 | Minimum Amount | € 1 |
| Photo ID | KYC | eID, VideoIdent |